Annapolis Homeownership Gap Financing Program (GAP) $40,000 (410) 269-1222 Annapolis Homes for America Homeownership Closing Cost Program (HCC) $40,000 (410) 269-1222 Anne Arundel County Arundel Community Development Services Inc Mortgage Assistance Program (MAP) $25,000 (410) 222-7600 Baltimore Buying Into Baltimore Home Sale Program (BIB) $3,000 (410) 396-4606 Baltimore City Employee Homeownership Program $3,750 (410) 396-3124 Baltimore County Incentive Purchase Program (IPP) $3,000 (410) 887-3803 Baltimore Empowerment Zone Housing Venture Fund Program $5,000 (410) 396-3124 Baltimore Neighborhood Housing Services of Baltimore Inc Closing Cost Loan Program (CCLP) $5,000 (410) 327-1200 Charles County First Time Home Buyers Settlement Expense Loan Program (SELP) $4,000 (301) 934-9305 Cumberland Neighborhood Housing Services Closing Cost Grant (CCG) $1,000 (301) 722-6958 Rockville REACH Program (DAP) $7,500.00 (301) 590-2014