Covington Homebuyer Assistance Program (HAP) $9,000 (859) 292-2188 Fayette County Local Development Corporation First Time Homeowners Assistance Program (FTHAP) $15,000 (606) 254-6212 Jefferson County Home Ownership Assistance Program (HOAP) $18,000 (502) 574-5144 Louisville New Construction Home Ownership Program $18,000 (502) 574-3107 Multi Counties REACH Inc First Key Downpayment Assistance Program (DAP) $14,999 (859) 258-3535 Multi Counties- The Center For Women and Families, Inc. Common Wealth Individual Development Account Program (CWIDA) $3,000 (502) 581-7200